answers vary by location and culture.  The `what.price' file in the archive
(see question 5.1.2) contains a record of some of the discussion of these
points that has taken place in alt.backrubs.
         That file also has suggestions for where to seek less expensive
professional massage than usual.  Some of that advice is presented here,
but is not meant to replace a thoughtful reading of that file.  Some MTs
will accept trades of good and services in place of money.  Some are listed
in the exchange file (see question 5.1.1).  MTs-in-training often need to
practice :) -- local massage schools can often put you in contact with the
trainees.   Question 3.2 is about where to find people to give (and
receive) massage.